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Universal Partners FX Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution under the Payment Services Regulations 2017. Our FCA Firm Reference Number is 820037.

For some clients based in the United Kingdom and rest of the world, payment services and e-money services for Universal Partners FX Ltd are also provided by The Currency Cloud Limited. Registered in England and Wales No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

For clients based in the European Economic Area, payment services for Universal Partners FX Ltd are provided by CurrencyCloud B.V.. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 – 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of an electronic-money institution (Relation Number: R142701).

For clients based in the United States, payment services for Universal Partners FX Ltd are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorised in 39 states to transmit money (MSB Registration Number: 31000206794359). Registered Office: 104 5th Avenue, 20th Floor, New York , NY 10011.

© Copyright Universal Partners FX 2023 | All Rights Reserved | Universal Partners FX Ltd, The South Quay Building, 77 Marsh Wall, Canary Wharf, London, E14 9SH, United Kingdom. Registered in England & Wales, number: 10674030.

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Our Mission

We help businesses achieve their financial objectives through tailored solutions delivered by a team of specialists with a tireless work ethic.

Explore our services

Innovative technology that provides invaluable operational support

Our smart payment technology ensures safe and efficient delivery of all international payments, comprehensive reporting and a streamlined payment function.

Our people are at the heart of what makes us exceptional

We have expert knowledge of the currency market and a genuine passion for propelling our clients to a new level, helping them reach their potential.

An exceptional and unique service built from the roots up

We work as an extension of your finance team to deliver significant value with a strategy that flexes and evolves with you.

Our Credentials

Awards & Media

Since incorporation, our objective has been to bring a fresh and innovative approach to the cross-border payments industry which has led to significant recognition and exposure in UK media.

Our Principles

  • Quality

    Our approach involves creating bespoke solutions and taking the time to fully understand our clients' requirements so that we can provide intelligent solutions and an exceptional service level.
  • Commitment

    Our work ethic is what truly sets us apart from the competition. Our account managers are supported by a team of analysts and strategists who work tirelessly to build strategies that deliver measurable, long-term value.
  • Integrity

    Trust is at the core of how we work. We are proud of our longstanding client relationships, which are built on a foundation of honesty, ethics and trust. This allows us to remain aligned and work towards a mutual goal.

Our People

Universal Partners possess some of the best talent in the industry with the experience and dedication that ensures excellence for our clients when making international transfers and managing currency risk.

News

read more

Latest Company News: Universal Partners listed at number 55 in 2024 FEBE Growth 100.

About Us

Our Story

2017

March

Founded in 2017 by co-founders Oliver Carson and Dhaval Patel, Universal Partners was created to disrupt the cross-border payments industry, offering unrivalled value to corporate clients and high net-worth individuals.

April

Secured service provider partnerships with Currency Cloud and Ebury Partners, enabling the ability to service businesses and individuals with FX payment solutions and risk management products.

2018

March

In the first year of trading, Universal Partners achieved an impressive £50m in FX volume from newly acquired clients.

November

After a successful first year, Universal Partners moved into their first permanent office space in the heart of Canary Wharf.

2019

June

A huge milestone was achieved as the business became FCA regulated and recognised as an authorised payment provider.

September

After doubling the client-base, the FX turnover increased to over £150m, representing a phenomenal 200% rise in business.

2020

May

During the Covid-19 pandemic, Universal Partners were recognised by the official procurement arm of the UK Government, being listed on the Crown Commercial Service as an FX provider following the decision to offer zero margin transactions to the NHS to facilitate seamless delivery of PPE around the country.

July

After more incredible growth, Universal Partners were named as the 20th best start-up on the Start-ups 100 index.

2021

September

FX turnover grows to an astonishing £500m after successfully navigating the pandemic and diversifying our client base.

2022

June

After a rapid growth in headcount, Universal Partners relocated to a 7,550 sq. ft office in Canary Wharf.

September

The rapid growth continues as the business achieves £1.3bn in FX turnover in yet another record year.

November

An exciting new partnership is announced as Universal Partners team up with ABTA, the leading trade association in the UK travel sector.

December

Our first global award is announced as Universal Partners are named 'Most Trusted Broker' at the PAN Finance Awards in 2022.

2023

June

Universal Partners are nominated for the prestigious Lloyds British Business Excellence Awards as Scale-up Business of the Year.  Meanwhile, as part of a commitment to help corporate businesses grow internationally, Universal Partners expand the product suite to include finance products, including invoice and supplier financing.

August

The award nominations come thick and fast as co-founders Oliver Carson and Dhaval Patel are nominated for Scale-up Business of the Year at the Great British Entrepreneur Awards – the "Grammys of Entrepreneurship".

September

Universal Partners announce a partnership with E2E – an exclusive community for the UK's top 100 entrepreneurs across several different categories.

October

More recognition came our way as we were named 36th on the Fast Growth 50 listing as well as one of the top 30 Most Promising Cross-Border Companies by FXC Intelligence for 2023.

2024

January

After running internally for 7 years, we announced the official external launch of the programme for young people looking for a career in Finance.

February

Universal Partners announced new partnerships with Swoop Funding and Spark Finance to further expand our lending offering.

March

Universal Partners named as Finalists at Drawdown Awards 2024.

May

Named in The Sunday Times Best Places To Work 2024.

June

Proud sponsors of the E2E International 100 track and named in FEBE Growth 100 list.

July

Shortlisted again at the Great British Entrepreneur Awards 2024.

August

Universal Partners named finalists at the Lloyds British Business Excellence Awards 2024 and recognised alongside Mastercard as finalists at the Payments Awards 2024.

October

Universal Partners wins the Money Transfer Provider of the Year Award.

November

Universal Partners Chairman, Dhaval Patel wins two of the Forty Under 40 awards -' Banking and Finance' and' First Among Equals'.

Get in touch

Want to speak to a specialist? Discuss your requirements with one of our experienced professionals by phone or email.

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Universal Partners FX Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution under the Payment Services Regulations 2017. Our FCA Firm Reference Number is 820037.

For some clients based in the United Kingdom and rest of the world, payment services and e-money services for Universal Partners FX Ltd are also provided by The Currency Cloud Limited. Registered in England and Wales No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

For clients based in the European Economic Area, payment services for Universal Partners FX Ltd are provided by CurrencyCloud B.V.. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 – 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of an electronic-money institution (Relation Number: R142701).

For clients based in the United States, payment services for Universal Partners FX Ltd are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorised in 39 states to transmit money (MSB Registration Number: 31000206794359). Registered Office: 104 5th Avenue, 20th Floor, New York , NY 10011.

© Copyright Universal Partners FX 2023 | All Rights Reserved | Universal Partners FX Ltd, The South Quay Building, 77 Marsh Wall, Canary Wharf, London, E14 9SH, United Kingdom. Registered in England & Wales, number: 10674030.